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State Farm® Insurance Agent - Oak Ridge, TN

Stephanie Hale-Smith

40 New York Avenue Suite 110
Oak Ridge, TN 37830-6529
Intersection of Turnpike and New York Avenue
(865) 483-7784
State Farm® Insurance Agent - Oak Ridge, TN

Stephanie Hale-Smith

Designations for Stephanie Hale-Smith

ChFC®
RICP®
CLU®

About me

Your 5-STAR Agent Team Ready with Free Quotes

It's Fall the official start of the leaves changing and of course, FOOTBALL, then Halloween, then Thanksgiving, and then the most special holiday of them all ... CHRISTMAS. So... this is a GREAT time to work with my team to develop plans and strategies to ensure that you are receiving the good value for all of your insurance needs. Whether it’s auto, motorcycle liability, health or life insurance, every valuable asset deserves the right coverage to safeguard you against unexpected losses. As a 5-STAR risk professional - and your TOTAL PACKAGE AGENT - I can help you to put these protections in place.

Your Total Package Risk Professional

With nearly a decade of experience and the prestigious ChFC, CLU, and RICP designations, I am proud to be your trusted insurance professional. Licensed to serve Tennessee, Georgia, and Alabama residents. Call me to discuss the right coverage and protections for Auto, Home, Life, and Business insurance.

Why Choose Us?

  • We Answer Every Call Personally: No bot prompts—just real agents ready to assist you.

  • 5-STAR Customer Service: Our Google Reviews speak volumes about the dedication and value we deliver.

  • Comprehensive Coverage: Free quotes and coverage recommendations on auto, homeowners, life, and renters' insurance.

  • Flexible Meetings: Visit our COVID-19 compliant office in Oak Ridge with separate spaces for safe walk-ins, phone consultations, or virtual meetings.

  • Notary Services: Conveniently available to assist you further.

  • Service Area: Proudly serving Oak Ridge, Knoxville, Clinton, Oliver Springs, Kingston, and the greater East Tennessee area, as well as Georgia and Alabama.

Moving or relocating? If you’re moving to Tennessee, Georgia, or Alabama, call Chavonda or Steph for a free quote and discover how much you can save. We are excited to compete for, win, and service all your insurance needs!

Let’s Get Ready for the Season Together Your choice to work with us means you get 5-STAR service and confidence knowing your risk team is there to help you recover quickly and prepare for a financially sound future.

Ready to assist you every day—contact us now for your free insurance quotes and experienced guidance.

Frequently Asked Questions (FAQ)

Q: How can I compare auto insurance quotes?

A: Getting car insurance quotes is simple—you can start online, over the phone, or by working with a local agent. Quotes are typically based on factors like your vehicle, driving history, and coverage preferences, helping you explore options that fit your needs. Stephanie works with Oak Ridge residents to find coverage that fits.

Q: How quickly can car insurance coverage start?

A: In some cases, car insurance coverage can begin the same day you purchase a policy. The timing may vary depending on your situation. We can help you get coverage quickly when you need it. Connect with Stephanie for insurance guidance in Oak Ridge.

Q: What coverage is required when leasing a car?

A: Leased vehicles typically require more coverage than the state minimums. In addition to liability insurance, leasing companies usually require comprehensive and collision coverage, and you may need to list the leasing company on your policy as an additional insured or loss payee. In Oak Ridge, you can count on Stephanie for personalized service.

Q: What exactly is renters insurance and how does it work?

A: Renters insurance is a simple way to help protect your personal belongings and provide liability coverage while you're renting. Since your landlord's policy typically covers the building itself, this type of coverage is designed to help protect you and the things you own. Stephanie is here to help your Oak Ridge household feel covered.

Q: Do you need to carry insurance on your home?

A: Homeowners insurance requirements may vary by your state and situation. If you have home financing, your lender will likely require coverage, and many homeowners choose it for added protection. Looking for coverage? Talk with Stephanie about your options in Oak Ridge.

Q: What happens when you have life insurance in place?

A: Life insurance provides a payout to your chosen beneficiaries if you pass away while the policy is active. It can help give your loved ones financial support when they may need it most. Stephanie serves Oak Ridge, TN and is happy to help with your insurance needs.

Office Info

Location

40 New York Avenue Suite 110
Oak Ridge, TN 37830-6529

Get a quote today

Office Info

Location

40 New York Avenue Suite 110
Oak Ridge, TN 37830-6529

Insurance and Financial products offered

Call us 24/7 at (865) 483-7784

Our mission

We provide the money needed to RECOVER from the unexpected. My team and I love getting to know our customers. We match insurance protection to current needs that provide customers the money that is needed to recover from the unexpected with ease. Let's get started with a free auto insurance quote.

Why Choose Us

With nearly a decade of experience as a dedicated risk professional, my team and I offer a distinctly personal approach to securing your insurance protection. We prioritize direct conversations; on every call, you speak with a real person, not an automated system, because we genuinely enjoy connecting with our customers.

Our purpose is to ensure you feel confident in your coverage, knowing we’ve matched protections to your unique needs so you can recover quickly from the unexpected and prepare for a financially sound future. This commitment extends to making sure you receive genuine value and straightforward guidance for your auto, home, and other assets, safeguarding them against unforeseen events. We also make meeting convenient, offering options from safe walk-ins to phone or virtual consultations, because we are here to assist you every day.

Our team

My team members Berenice Lopez- Ruiz and Anthony Smith, join me in a providing Remarkable service to each and every one of our amazing customers. We are thrilled to be our customers' ONE STOP SHOP and TOTAL PACKAGE agency. Be confident we aim to provide nothing but Remarkable Service!

Meet the team

Current openings

https://app.careerplug.com/manage/apps?page=1&status=active

Click to view all of Stephanie's current openings!

Please Note:

This opportunity is about potential employment with an independent contractor agent who solicits applications for State Farm products and services, and does NOT result in employment with any of the State Farm Insurance Companies. The employment selection decision, terms and conditions of employment (such as compensation and benefits) are all determined solely by the independent contractor agent.

Your 5-STAR Agent Team Ready with Free Quotes

It's Fall the official start of the leaves changing and of course, FOOTBALL, then Halloween, then Thanksgiving, and then the most special holiday of them all ... CHRISTMAS. So... this is a GREAT time to work with my team to develop plans and strategies to ensure that you are receiving the good value for all of your insurance needs. Whether it’s auto, motorcycle liability, health or life insurance, every valuable asset deserves the right coverage to safeguard you against unexpected losses. As a 5-STAR risk professional - and your TOTAL PACKAGE AGENT - I can help you to put these protections in place.

Your Total Package Risk Professional

With nearly a decade of experience and the prestigious ChFC, CLU, and RICP designations, I am proud to be your trusted insurance professional. Licensed to serve Tennessee, Georgia, and Alabama residents. Call me to discuss the right coverage and protections for Auto, Home, Life, and Business insurance.

Why Choose Us?

  • We Answer Every Call Personally: No bot prompts—just real agents ready to assist you.

  • 5-STAR Customer Service: Our Google Reviews speak volumes about the dedication and value we deliver.

  • Comprehensive Coverage: Free quotes and coverage recommendations on auto, homeowners, life, and renters' insurance.

  • Flexible Meetings: Visit our COVID-19 compliant office in Oak Ridge with separate spaces for safe walk-ins, phone consultations, or virtual meetings.

  • Notary Services: Conveniently available to assist you further.

  • Service Area: Proudly serving Oak Ridge, Knoxville, Clinton, Oliver Springs, Kingston, and the greater East Tennessee area, as well as Georgia and Alabama.

Moving or relocating? If you’re moving to Tennessee, Georgia, or Alabama, call Chavonda or Steph for a free quote and discover how much you can save. We are excited to compete for, win, and service all your insurance needs!

Let’s Get Ready for the Season Together Your choice to work with us means you get 5-STAR service and confidence knowing your risk team is there to help you recover quickly and prepare for a financially sound future.

Ready to assist you every day—contact us now for your free insurance quotes and experienced guidance.

Frequently Asked Questions (FAQ)

Q: How can I compare auto insurance quotes?

A: Getting car insurance quotes is simple—you can start online, over the phone, or by working with a local agent. Quotes are typically based on factors like your vehicle, driving history, and coverage preferences, helping you explore options that fit your needs. Stephanie works with Oak Ridge residents to find coverage that fits.

Q: How quickly can car insurance coverage start?

A: In some cases, car insurance coverage can begin the same day you purchase a policy. The timing may vary depending on your situation. We can help you get coverage quickly when you need it. Connect with Stephanie for insurance guidance in Oak Ridge.

Q: What coverage is required when leasing a car?

A: Leased vehicles typically require more coverage than the state minimums. In addition to liability insurance, leasing companies usually require comprehensive and collision coverage, and you may need to list the leasing company on your policy as an additional insured or loss payee. In Oak Ridge, you can count on Stephanie for personalized service.

Q: What exactly is renters insurance and how does it work?

A: Renters insurance is a simple way to help protect your personal belongings and provide liability coverage while you're renting. Since your landlord's policy typically covers the building itself, this type of coverage is designed to help protect you and the things you own. Stephanie is here to help your Oak Ridge household feel covered.

Q: Do you need to carry insurance on your home?

A: Homeowners insurance requirements may vary by your state and situation. If you have home financing, your lender will likely require coverage, and many homeowners choose it for added protection. Looking for coverage? Talk with Stephanie about your options in Oak Ridge.

Q: What happens when you have life insurance in place?

A: Life insurance provides a payout to your chosen beneficiaries if you pass away while the policy is active. It can help give your loved ones financial support when they may need it most. Stephanie serves Oak Ridge, TN and is happy to help with your insurance needs.

Times to review your insurance

Consider completing an insurance review to confirm that you, your family, home, car and property are insured.

Car maintenance tasks you can do yourself

To combat auto repair costs that keep climbing, some auto maintenance can be done at home. Here are ones that are usually do-it-yourself.

Money management for teens

Lessons on money management for teens before they head to college, including how to create a budget, strategies for saving money and ways to use credit responsibly.

Pet storm anxiety? Tips to help calm dogs & cats during a thunderstorm

Storms cause stress in many pets. Learn how to calm dogs and cats during a thunderstorm and how to help prevent pet storm anxiety in the first place.

View more articles

Simple Insights®

Times to review your insurance

Consider completing an insurance review to confirm that you, your family, home, car and property are insured.

Car maintenance tasks you can do yourself

To combat auto repair costs that keep climbing, some auto maintenance can be done at home. Here are ones that are usually do-it-yourself.

Money management for teens

Lessons on money management for teens before they head to college, including how to create a budget, strategies for saving money and ways to use credit responsibly.

Pet storm anxiety? Tips to help calm dogs & cats during a thunderstorm

Storms cause stress in many pets. Learn how to calm dogs and cats during a thunderstorm and how to help prevent pet storm anxiety in the first place.

View more articles

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